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Rachel Kalama, a native of Hawai’i, is a highly accomplished professional with over 16 years of expertise in payroll and financial management.  A distinguished alumna of Brigham Young University Hawai’i’s athletic program, Rachel is a former student-athlete who contributed to an extraordinary four NAIA Volleyball National Championships.  She also holds an MBA from American Public University, further solidifying her proficiency in finance and leadership.

Rachel joined the team of elite mortgage bankers at The Federal Savings Bank in 2025. Over the course of her career, her exceptional reputation with her clients is one of the many accomplishments she brings to the table. Regardless of the scenario, Rachel’s clients can be assured they will receive her full attention and highest level of service and skill.

As a devoted wife and mother of four daughters, Rachel is deeply committed to her family and community.  She resides on the picturesque island of O’ahu, where she leverages her professional expertise to help others achieve their financial goals.  In her free time, Rachel enjoys traveling and engaging with diverse cultures, drawing inspiration from the rich traditions of Hawai’i and the vibrant cultures of Asia and the Pacific Rim.